Uber Credit Card Review: Benefits and Features

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The Uber Visa Card is a truly outstanding cashback credit card. We recommend it for several different types of users: frequent Uber customers, and consumers who shop online, use music and video streaming services, dine out and pay for airfare and hotels. Any of these categories, the Uber Visa Card rewards users with above-average cashback returns.

 Our Thoughts On The Uber Visa Card

The Uber Visa Card is one of the best cashback credit cards, especially for the average consumer. It’s one of the most rewarding credit cards for online shopping we’ve seen. Users can get 2% back when using the card to pay for things online, including retailers like Amazon, Walmart, Best Buy, and Macy’s, and online streaming services like Netflix, Pandora, HBO Now and Apple Music.

That’s just scratching the surface. And Uber Visa Card really shines when you use it to pay for airfare, hotels or restaurant purchases, including UberEats. It awards 3% and 4% in these categories respectively. But the rewards rates rival what you’d earn through some of the best travel credit cards, including the Chase Sapphire Preferred® Card.

The Uber Visa Card is not perfect. But if we what compare it to the best cashback and travel cards out there, it has a rather lackluster bonus. Cardholders only get $100 after spending at least $500 on purchases within 90 days.

Bottom Line: Despite the meager bonus, this card’s long-term rewards potential is unparalleled in the current market. For individuals who book a lot of travel, dine out, or do a lot of online shopping the Uber Visa Card is a must-have.

Uber Visa Card Benefits & Features

The Credit Card offers cashback rewards in various everyday categories. Which the users get 4% back on dining, 3% back on airfare, hotels and vacation home rentals (including Airbnb), 2% back on online purchases (including Uber), and 1% back on everything else. Note that the 2% category does not include utilities, even if you pay for them online. They do, however, include online video and music streaming services like Netflix and Spotify.

Phone Insurance

Your phone will receive insurance if you pay your cellular phone bill with the Uber Visa Card. The coverage is up to $600 per claim and is subject to a $25 deductible. That means you must pay for any damages up to $25, and Barclays will cover the rest. You cannot make more than two claims per 12-month period. If you wish to file a claim, you can call your Benefits Administrator at 866-894-8569.

The coverage applies only if your phone is stolen or damaged accidentally. If you purposefully broke your phone or were deemed negligent, Barclays can refuse your claim.

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